✍🏼

Dear Doctor,

I was in your shoes just three years ago.

Today, I have over 100 doors under management, and my personal real estate investment portfolio was just reassessed in July 2024 to $6.2 million.

I still can't believe it myself sometimes, but here's how it happened ...

First a quick note: There's nothing special about me. I had no knowledge or experience with real estate investing before I started. So if I can do this, I'm 100% certain you can too. (More on that in a second.)

One day, in the wee morning hours after a particularly grueling shift as a 2nd-year resident, I opened my truck door and out of nowhere was struck with a flash of anxiety.

As I cranked up and drove off, all I could think about was how exhausted I felt, but how I had to suck it up and keep grinding. After all, I'd racked up over $190K in med school debt and the $2K paycheck coming that week from my $48K/year residency salary wasn't going to make a dent in it.

Sure, I had achieved my goal of becoming orthopedic surgeon. But at what cost? I'm husband with a kid at home and a new baby girl on the way. How long would I have to keep sacrificing the things I really want to pay off my debt?

Trust me, I knew that hard work came with the territory. It's what I signed up for. And, frankly, it's part of the training we need as young doctors. But between my personal, professional and financial goals, I couldn't get the math to add up. Is this really what being a new doctor is supposed to feel like—all the time? There has to be—oh, God, I hope there is—a better way.

Going through the motions, I somehow got home and opened the door. I was startled to see my toddler son on the other side. He'd woken up in the middle of the night and was on his way to see Mama. He was dragging his blanket and looked just as surprised to see me.

Before I could get a word out, he said ...

👦🏻

"Daddy, you can spend the night at my house tonight if you want."

Choking back my emotion, I quickly responded, "OK, thank you, buddy," and continued on to the guest bathroom to clean up as he continued on to the master bedroom.

As I turned on the shower water to warm up, a wave of anxiety washed over me. 😨

My palms suddenly became soaked in sweat. ✋🏻 💦

I didn't know what a panic attack feels like, but this must've been one. All I could think to do was thrust myself into the cold shower. 🥵

It rattled me awake before I melted into full-on fear. I took a moment to gather my surroundings. "I'm safe. I'm home. I just need some sleep, then I'll be OK."

As I drew a deep breath, I became filled with resolve. There must be a better way, and I'm going to find it.

That's when I made a hard commitment to myself …

🫡

I'm done sacrificing. I'm not waiting anymore. I will achieve financial freedom as a young doctor.

Know what I learned in retrospect?

It wasn't actually that hard.

But at the time, I knew I would need to do it fast to enjoy my first few years of practicing medicine. And if I didn’t do that, I knew—for me at least—I might never be able to practice medicine the way I always wanted.

Sure, I could ultimately pay off my debt in a few years of working and saving up. But … in the meantime I'd have to continue sacrificing time away from my family and personal hobbies and interests. I couldn't stomach the thought of more sacrifice. It wasn’t for me—not anymore.

I told my wife what had happened and promised to come back with plan the next week.

To keep myself accountable, I promised her that at the end of the 7 days, I would present my plan, and if she didn’t like it, she had 100% veto power to stop it right then and there. 

During those 7 days, I turned over every stone I could find on the Internet and in books about making money, investing, paying off debt and growing my net worth. I consulted friends and mentors. I even chatted about it with two Uber drivers around Chattanooga. (By the way, it's surprising how many Uber drivers are into real estate!)

And, man, did I go down some rabbit holes!

Just before my 7 days were up, I came across a physician who was teaching a novel approach to real estate investing geared specifically to medical doctors.

Only one problem ...

I was a brand-new doctor, still pretty green, in only my second year of residency, and with no significant savings in the bank or knowledge of the industry.

Would his approach work for me?

☑️ 

My 3-part plan and why I was confident it would work

I had serious doubts, but I dug in.

As I embarked on yet another learning journey, I discovered that this system would work for ANY doctor—with just a few crucial tweaks for brand-new doctors like me.

After my 7 days were up, I sat down with my wife as promised.

Here was the crux of my plan:

✔ We were going to invest in real estate.

✔ We were going to figure out the nuances of investing in real estate as a new physician.

✔ We were going to figure out how to leverage low- or no-money-down financing to get started.

I was confident in this plan because I'd learned that being a physician—especially a new physician—gives me a huge advantage that other new real estate investors don't have.

She asked a few questions. I was ready for them. Then she said the magic words, "Let's do it. I trust you."

💡

The catch-22 that unlocked my big "Aha!" moment

Learning I had an advantage over other new real estate investors led me to my big "Aha!" moment when I realized I was not actually in the catch-22 I thought ...

You see, as new doctors the traditional thinking is that we can load ourselves with debt with the reassurance that one day we'll be able to practice our passion for medicine and never have to worry about money again.

But soon you realize while that used to be true, it's not anymore—at least not in the beginning—and that same debt that's supposed to eventually free you starts to hold you back instead.

I have some good news and some bad news ...

The good news first ...

While many new doctors get caught up in the financial pressures and fall down the burnout rabbit hole fast, I can tell that won't be you ...

You're on the right track. That light you see at the end of the tunnel—it's not just a sleep-deprived mirage. It's real!

And now for the bad news ...

You have a very narrow window of opportunity to reach your light of financial freedom and make it shine through your entire career—as opposed to only toward the end.

It's not something they teach you in med school ...

But if you want to practice medicine the way you've always wanted—for your entire career, not just at the end—your first 3-5 years after graduating med school are critical to your future success.

After all, that's when lenders are most interested in financing your investments. Because that's when they have the most leverage. 

But guess what?!

Those two little letters behind your name—M.D.—give you all the leverage you need right now! (Even if you're feeling overwhelmed. Even if you're loaded up with med school debt. Even if you have no significant savings. And, yes, this is true for you now just as it was for me when I started with $190K in med school debt as a second-year resident.)

This sweet spot of leverage I'm talking about is what makes real estate investing so beneficial for doctors like us—that is, IF you get started within your window of opportunity.

Before I made the commitment to myself, I'd been thinking about how to take small steps toward my financial goals, but my analysis paralysis would inevitably get in my way and make it easy to put it off. "Well, that'll be nice, one day."

But now that I'd commitment to myself—and my wife and family—I couldn't turn back. I was determined to make it happen. 

🧑🏻‍💻

Micro-learning makes it easy to learn

Flash forward to today …

After investing over 200 hours of online education, more than 25 books read cover to cover (on Audible), copious note-taking and review, hundreds of phone calls with experts, 57 doors under management during residency (now over 100) and amassing a multi-million dollar real estate portfolio, I have distilled everything I’ve learned so far about real estate investing—as a doctor (a new doctor at that)—into just a few hours of education so you can fast-track your way to real estate success even faster than I did.

I outline everything down for you in easy, step-by-step processes.

Things like …

✔ How to compel lenders to talk to you when you have over $200K in med school debt.

✔ And, once you have lenders' attention, how to compel them to compete over you with low- or no-money-down financing on an investment property as a new medical doctor with virtually no net worth.

✔ And then … once you have your financing squared away … how to make a winning offer as an M.D. that will beat out even all-cash offers from high-net-worth experienced investors who are not M.D.s.

And those are just a few of the pre-ownership tactics I will show you. I'll also show you how to successfully navigate due diligence, closing, ownership and management, improvements, refinancing, profit-boosting tax strategies, selling the property for a healthy gain and much more. But we'll get to that when you're ready.

For now, just know that even as a brand-new physician, a husband, a wife, a father, a mother, etc.—without sacrificing significantly more time after you've already sacrificed so much—you can learn to be a successful real estate investor in addition to your medical career.

How do I know?

Easy! We share the same two little letters—M.D.—after our names.

That says something—especially to lenders—about the type of person you are.

It says you know how to A) make a plan, B) put it in action and C) see it through.

And if there’s any secret to this whole thing, my friend, THAT. IS. IT. 

🩺

It’s all about your M.D., having a plan and seeing it through

What I teach in my course is how to leverage your M.D. for real estate success.

That’s why I’m here …

That’s how I can help you …

And let’s be honest, that’s why you’re here, too.

If you ...

✔ Would like to enjoy the kind of results like my students and I have …

✔ Would like to get out from under your med school debt ASAP …

✔ Would like to leave behind the fatigue and burnout you feel even when you're not in the clinic …

✔ Would like to do more for your community, your church or a special philanthropy close to home …

✔ Would like to enjoy more time with your family …

✔ Think maybe you’d enjoy the perks of owning some recreational property like a lake house, a beach house, a mountain house, or a rural farm like me ...

Finally and most importantly if you want to do medicine the way you always wanted (on your own terms) …

… and you DO want these things, right?

… then I hope you try my program. It unlocks ALL of these things specifically for physicians like us.

I put together this program specifically to help you cut through the analysis paralysis, shortcut your learning curve and fast-track your success—while bypassing all of the hurdles I had to overcome as a new physician investing in real estate with virtually ZERO knowledge or money in my bank account before I got started.

I'm excited to welcome and celebrate you as the newest member of our exclusive Real Estate Investor MD club! 🤝🎉

Yours truly,

Franky Davis, M.D.
Orthopedic Surgeon
Writing from my 145-acre farm in rural South Georgia